Terms of Service

Last Updated: April 2026

1. Acceptance of Terms

By accessing and using DesiUtils.in ("the Website"), you agree to these Terms of Service. If you do not agree, please do not use the Website.

2. Description of Service

DesiUtils.in provides free online utility tools including calculators, converters, generators, and validators. All tools are provided "as is" for informational and educational purposes only.

3. No Professional Advice

  • Financial calculators (EMI, SIP, FD, Income Tax, etc.) provide estimates only. They do not constitute financial, tax, or investment advice. Consult a qualified Chartered Accountant or financial advisor.
  • Health tools (BMI, Calorie, Pregnancy Due Date) are for informational purposes only. They do not constitute medical advice. Consult a healthcare professional.
  • Legal/Government tools (PAN validator, GST validator, Stamp Duty) provide format validation and approximate data only. Verify with official government sources.

4. Privacy & Data Processing

  • All tool processing occurs in your browser. We do not upload, store, transmit, or access your files, images, documents, or personal data entered into any tool.
  • We use Google Analytics for anonymous usage statistics and Google AdSense for displaying advertisements. These third-party services may use cookies. See our Privacy Policy for details.

5. Accuracy of Information

  • We strive to keep all data (tax slabs, interest rates, stamp duty rates, exam links) accurate and up-to-date. However, we do not guarantee the accuracy, completeness, or timeliness of any information.
  • Rates and regulations change periodically. Always verify with official sources before making financial, tax, or legal decisions.

6. Intellectual Property

  • All content, design, code, and branding on DesiUtils.in is owned by us.
  • Tools are free for personal and commercial use. You may not clone, scrape, or redistribute the website or its tools.

7. Third-Party Services

  • Some tools use third-party APIs (IFSC lookup via Razorpay API, Pincode via India Post API, Currency rates via open APIs, Mutual Fund NAV via AMFI/MFapi.in). We are not responsible for the availability or accuracy of third-party data.
  • Google AdSense displays advertisements on our pages. We do not control ad content.

8. Limitation of Liability

DesiUtils.in and its team shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our tools or reliance on information provided. Use all tools at your own discretion and risk.

9. User Conduct

You agree not to:

  • Use automated scripts to excessively access the website.
  • Attempt to reverse-engineer, scrape, or copy our tools.
  • Use the website for any illegal or unauthorized purpose.

10. Modifications

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in Pune, Maharashtra.

12. Contact

For questions about these terms, contact us at desiutils.in@gmail.com.